This article is brought to you by Stand Out Online Member Elke Gilbert, CEO, Talk Credit To Me

Hey sis, I’m Elke — a single mama, a businesswoman, and the founder of Talk Credit To Me.

My story didn’t start with business funding or dispute letters. It started with me — overwhelmed, underpaid, and tired of being told “no.” I was raising my baby, trying to build a better life, and watching doors close on me because of a three-digit number called a credit score.

The truth is, I wasn’t irresponsible.
I wasn’t lazy.
I just didn’t know the rules.

No one ever taught me how credit really worked. I was out here trying to provide, and instead, I kept getting penalized for not knowing what I didn’t know. That’s when I made a decision: I was going to learn the system — and then teach every woman I could so they never felt that powerless again.

Credit Isn’t Just Credit — It’s Access
Fixing my credit wasn’t about “looking good on paper.” It was about access.
Access to stability.
Access to funding.
Access to a future I could build on.

When I finally learned how to read my credit report, how to spot errors, and how to use consumer laws to my advantage — it changed everything. I started preparing custom dispute letters, got negative items removed, and watched my score rise. But more importantly? I took my power back.

And now, that’s what I help other women do.

Why I Started Talk Credit To Me
I created Talk Credit To Me because I didn’t want another woman sitting on her dream because her score was low, her confidence was shot, or she didn’t know where to start.

We help women:

Understand their credit reports without confusion

Create custom dispute letters that actually mean something

Navigate credit bureaus and laws like pros

Access business funding even if their personal credit isn’t perfect

Because sis, you deserve options.
And I’m here to make sure you know how to find them.

Free Credit eBook? Yup — Because Knowledge Shouldn’t Have a Gatekeeper
That’s why I put together a FREE Credit Repair Starter eBook just for you. No gimmicks, no fluff — just real info that breaks down:

What’s on your credit report (and how to read it)

What the credit bureaus don’t want you to question

How to start disputing the right way

Which consumer laws can actually protect you

You don’t have to hire anyone yet.
You just have to get informed.

✨ To Every Woman Reading This
You are not your mistakes.
You are not your score.
You are not stuck.

You are a woman learning the system and rewriting your story. Whether you’re a single mom like me, a business owner, or a woman tired of surviving — this space was made for you.

So grab your eBook.
Read it.
Ask questions.
Take your power back, one letter at a time.

I’m rooting for you — not just as a coach, but as a woman who’s been where you are.

We’re not building credit just to survive anymore.
We’re building it to own, to fund, and to thrive.

With love,
Elke
CEO, Talk Credit To Me

I’m Elke — a single mom, a survivor of domestic violence, and the founder of Talk Credit To Me. After rebuilding my credit and my confidence from the ground up, I made it my mission to help other women do the same. I teach women how to understand their credit, leverage consumer laws, and secure business funding — all while reminding them they are never powerless. This isn’t just about credit. It’s about taking your life back.